The Loan Network is the easiest place to do peer-to-peer lending.
THIS IS A DEMO SITE FOR PROOF OF CONCEPT. YOU ARE NOT ABLE TO TAKE A LOAN AT THIS TIME.
Peer-to-peer lending is where someone who wants to borrow money can borrow it directly from people who are willing to invest it. Investors can lend money and get a better return than other options, while borrowers get a lower rate. The Loan Network helps borrowers and investors meet up.
While you can view the loans currently being requested, you'll need to register as a borrower and/or investor before you can either request a loan or invest.
Once you have created a user account and are logged-in, a new menu will be visible. To register, you will need to follow the easy instructions.
The effort of requesting a loan is much less than a traditional credit granter because of the Loan Network's use of technology behind the scenes. You will just need to provide the basics to submit your request after which it will be approved and put on to the site for investors to pledge towards.
Once the loan is fully funded, the money is all yours!